Accept Online Payments in Kenya with Confidence
Running a business is hard enough. Your payment system shouldn't make it harder.
Cashia turns scattered DMs, screenshots, and late-night reconciliation into easy a simple easy journey so that you can receive payments from your customers, across platforms, across mobile money providers, with fast settlement and automatic reconciliation.
We Know How Messy It Gets
Managing payments shouldn't feel like a full-time job. Many Kenyan merchants—whether selling online, running a shop, or hustling on the side—struggle with scattered transactions, messy reconciliation, and the stress of staying tax-compliant.
Sophie
Instagram Seller
You post a product, someone DMs "mpesa sent," you check your phone, confirm the payment, screenshot it, update your spreadsheet, then realize two hours later someone else's payment is missing. Your DMs are chaos, your till number is everywhere, and you're still reconciling at midnight.
Juma
Physical shop
Customers pay via M-PESA, cards, cash, mobile money. You're tracking payments across multiple channels, trying to remember who paid what, dealing with manual reconciliation errors, and wondering if you missed any fraud signals.
Peter
Market vendor
Peter sells groceries in the local market. He struggles to keep track of cash and MPesa payments, often losing receipts or forgetting amounts, causing constant follow-ups.
Nia
Side-hustler
You're providing a service or selling through social media. Clients ask how to pay, you share your number, they send money eventually (maybe), and you spend your evenings chasing confirmations and updating records instead of growing your business.
Amina
Delivery entrepreneur
Amina runs a small delivery service. Drivers collect cash, payments come via different platforms, and she spends hours reconciling totals at the end of the day.
Brian
Event organizer
Brian organizes events and gets paid in parts through various channels. Without a clear record, he worries about losing track of deposits and final payments, creating unnecessary stress.
Does this sound familiar? It doesn't have to.
Unblock Your Business with Cashia
Cashia gives you simple, modern tools to accept, track, and manage payments - whether you sell online, via WhatsApp, in-store or on the side
Cashia checkout
Cashia Checkout - For Online Businesses
This solution is best for businesses that have e-commerce websites, where customers can add items to their card. By taking up our Cashia Checkout, Your customers get a smooth, secure checkout that accepts card and M-PESA.
You get instant payment notifications, the flexibility to move funds to M-Pesa or to their bank, and your money settled to your wallet in real-time or to your bank in two days. No development needed, no compliance headaches - just clean payments.
Cashia Payment Links
For Social Businesses (on FB, IG, WhatsApp)
This solution is perfect for businesses that don't have a website, and manage most of their customer engagement on social media, WhatsApp or emails.
By taking up our Cashia payment links, you can create a payment link in seconds, share it on WhatsApp, Instagram, or email, and get paid. Payment links can be used multiple times, can be tailored to specific amounts and quantities and allow you to be paid via card or mobile money.
Professional, trackable, and you see exactly who paid and when. No more screenshot chaos, no more awkward payment chasing.
Cashia Scan-to-Pay
For In-Store Payments
This solution is perfect for businesses that have a physical location where customers come and pay at the counter.
Instead of showcasing multiple buy goods options, paybill options and account numbers, with our Cashia Scan-To-Pay solution, we make it possible for you to create a unique QR code for your business that you customers can scan to pay instantly.
Every payment is tracked automatically, and you can see your day's sales in real-time. Clean, fast, secure.
Cashia Payments Dashboard
See Everything Clearly and automatically
All our business solutions come with a single source of truth - our payments dashboard.
Here you will be able to see all your payments, filter by date or amount, track settlements, manage your wallets, and export data when you need it. Because your evenings are for family, not spreadsheets.
How to Start
with Cashia
Create Your Account
Sign up online with your business details. Takes ten minutes. You can sign up here.
Verify Your Business
Upload required documents. We review and approve - usually within 24 hours.
Connect Payment Methods
Choose whether you want Cashia Checkout, Payment Links, or both and get to set your settlement preferences.
Go Live
Start accepting payments immediately. Our team is here if you need help.
Onboard in Less Than 10 Minutes
Safe & Ethical Business, Always
Safety & Trust
Your money is protected by bank-grade security. We're licensed by the Central Bank of Kenya, PCI DSS certified, and built with privacy by design. Your personal information is never shared without consent, and we're here if something ever feels wrong - no bots, no delays.
Ethical Business
We believe ethical business is good business. That means transparent pricing, no hidden fees, real human support, and building tools that respect your privacy and dignity. You're not a data point to us - you're a person trying to live your life, and we're here to help money get out of your way.
Ready to Get Your Business Onto Cashia?
Start your success journey with us!
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